![]() ![]() Contact us here and we will be in touch with you soon. We can offer personal support and advice to help you out of rent arrears or general struggle to pay rent. If you need any help with budgeting or even setting out a rent payment plan that works with your income, feel free to get in contact with us at the rents team. Visit Lancashire lists a number of free days out in nearby areas.Nerdwallet has information about understanding different financial options.Martin Lewis regularly shares information about saving and budgeting. ![]() More money-saving tips can be found within the Citizen Advice Bureau blogs section.Here are some links that could be useful: Tenants have told us before that changing their TV package or switching to the cheapest phone contract available using a price comparison website has helped them a great deal. Our free budget calculator will help you to know exactly where your money is being spent, and how much you’ve got coming in. Sometimes, we all need to treat ourselves here and there, and this can often be done at a reduced cost when necessary. If I do need it, could I do it more cheaply? The faster you work to make these changes to your outgoings, the better you will feel.Ī simple tip to saving money, offered by Money Saving Expert, is to ask yourself 2 questions Ģ. With a few lifestyle changes here and there, you can be out of debt and even start saving money in no time. Falling into debt doesn’t mean you will be there forever. If you spend more than you earn, this is where you can fall into debt with important payments. The Money Advice Service recommends budgeting for these by splitting any large payments into monthly payments and include these into your plan as well. We all have those big one-off payments such as treats and also gifts for others. It is tempting to guess and estimate your payments, but to ensure your plan is accurate and for the best results it may be useful to gather all payment statements and receipts you have.Īnother thing to remember are those large payments for special occasions. There are a range of free budget planners to help you with this, such as the Money Advice Service’s own Budget Planner here. If you’re worried about finance and being able to afford priority payments such as your rent and utility bills, one of the best things that impartial organisations like the Money Advice Service say you can do is consider a budgeting plan.Ī budgeting plan may take you a few hours but the outcome will save you worrying in future and, of course, save you money. ![]()
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